DCA means buying a fixed amount regularly. It describes a purchase pattern, not a guaranteed tax classification or a way to remove investment risk.
What should I record for each purchase?
Save the date, units acquired, ZAR amount paid, costs and transaction reference. Keep wallet transfers separate from purchases and reconcile balances across platforms.
How should I determine base cost?
Do not assume a universal weighted-average method applies to every crypto holding. Identify the allowable method and the units disposed of with appropriate advice. Keep enough detail to substantiate the amount rather than choosing whichever method gives the smallest gain.
What does a simple example look like?
If the substantiated cost for units you dispose of is R9,000 and proceeds are R12,000, the gain before additional allowable costs is R3,000. That is a transaction result, not the whole year’s tax bill.
What if old records are missing?
Request historical exports and statements. Reconcile wallet history and bank payments, documenting gaps and the basis for any reconstruction. A guessed market price is not automatically accepted as proof of purchase cost.
What happens when I sell?
Determine the disposal’s treatment, reconcile its costs, then include it in the annual totals. The calculator takes substantiated base cost; it does not reconstruct an acquisition ledger. Use the discussion guide for classification questions.