Free Guides
Plain-English guides for South African crypto holders. SARS 2026/27 brackets. No fluff.
Earning rewards from staking, liquidity pools, or yield products? SARS treats crypto rewards as income the moment you receive them. Here's how it works and what records you need.
Read guide →Never declared your crypto gains to SARS? The Voluntary Disclosure Programme offers 100% penalty relief — but only if you act before SARS contacts you. Here's exactly how it works.
Read guide →Millions of South Africans DCA into Bitcoin monthly. Here's how SARS treats regular crypto purchases, which cost base method to use, and whether DCA protects your investor status.
Read guide →With CARF live since March 2026, SARS has more crypto data than ever. Here's what triggers a crypto audit, what to expect if you receive a letter, and how to respond correctly.
Read guide →Lost money on crypto? SARS allows capital losses to offset gains — but only under specific conditions. Here's how SA crypto loss deductions work and what to watch out for.
Read guide →South Africa taxes crypto gains under CGT for investors and income tax for traders. Here's how to calculate exactly what you owe using the 2026/27 SARS brackets — with a free calculator.
Read guide →SARS doesn't treat all crypto holders the same. Whether you're classified as an investor or a trader determines whether you pay 18% CGT or up to 45% income tax on your gains.
Read guide →SARS requires every South African to declare crypto gains on their ITR12. Here's exactly which fields to fill, which source codes to use, and how to calculate what you owe.
Read guide →From 1 March 2026, SA exchanges automatically report your crypto transactions to SARS and 120 other countries. Here's exactly what they see and what you need to do.
Read guide →💡 These guides are for general information only. They are not tax advice. Consult a registered tax practitioner before filing.