Calculate your annual position rather than applying the full exclusion to each sale. The calculator estimates the change in normal income tax after adding the included crypto gain.
How do I calculate each gain?
Start with proceeds minus substantiated base cost and allowable disposal costs. A R120,000 sale of an asset with R80,000 base cost and R1,000 selling costs produces a R39,000 gain.
How is the annual exclusion applied?
Combine the year’s applicable gains and losses, including other capital disposals. Apply the individual annual exclusion once, then set off an assessed capital loss brought forward. A positive net capital gain has a 40% inclusion rate. Net annual losses also have the exclusion applied before determining a carry-forward amount.
Why does other income matter?
The included amount may cross a tax-band boundary. Our tool compares the tax on your other taxable income with the tax after the added amount, using the chosen year and age rebates. It does not multiply every rand by a single selected rate.
What does the tool leave out?
It does not decide your allowable base-cost method, exemptions, residency, assessed revenue losses, medical credits or complex arrangements. Supply already substantiated inputs. A normal-income-tax estimate is not a final SARS assessment or the outstanding balance after PAYE.
Open the annual calculator or read how losses affect the annual total.